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Klarna | Shop now. Pay later.

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SHOP NOW. PAY LATER.
Explore a multitude of stores where you can break down your payment into 4 easy, interest-free installments due every two weeks. We collaborate with retailers globally, allowing you to enjoy smooth shopping experiences directly on their websites. If you encounter any issues with your Klarna order—whether it's regarding physical products or services—we're here to assist you.

- "Undoubtedly the best app that merges finance with shopping!" - Jade

HOW KLARNA FUNCTIONS:
• Download the Klarna app, then sign up or log in.
• Make purchases now and pay later both online and in physical stores.
• Uncover personalized recommendations along with exclusive discounts and offers.
• Access a thorough summary of all your transactions and financial details.
• And much more awaits you!

- "This is the ultimate pay later system. It's also helped me save money, thank you Klarna!" - D.

UNLOCK REWARDS.
Join the Klarna rewards program at no cost to earn rewards for your shopping endeavors. Accumulate 1 point for every dollar spent. Additionally, enjoy member benefits like exclusive deals and offers, plus receive a $5 welcome bonus after your initial purchase as a member.

DISCOVER THE KLARNA CARD.
With Klarna's physical card, you'll enjoy up to 30 days to settle your payments when you shop, whether online, in-store, at home, or overseas. The Klarna card provides a flexible alternative to traditional credit cards, giving you control over your budget while avoiding interest and hidden fees. Connect it to Google Pay for effortless transactions using your mobile device or smartwatch.

- "The best way to pay over time without a credit card." - Patrice

- "Far superior to my actual credit card." - Marlow

NEW DEALS EVERY DAY.
Shop globally and save with exclusive discounts and offers. Find and claim your preferred deals with a simple tap. Be sure to return frequently; we continually refresh our deals and discounts.

INSTANT ORDER CONFIRMATION.
No one enjoys waiting—when you make a purchase through the Klarna app, your order confirmation appears in seconds after your transaction, no matter if you choose to pay now or later.

DELIVERY TRACKING.
Receive real-time delivery updates and monitor your packages from store to your doorstep.

HASSLE-FREE RETURNS.
Need to return an item? Initiate a return right within the app. With the pay later option, we'll pause your transaction so you aren’t billed right away.

PERSONALIZED INSPIRATION.
Receive tailored recommendations for deals, curated product assortments, complete looks, and editorials designed to suit your shopping style. Whether your interests lie in fashion, beauty, tech, or something else entirely, we have you covered.

GET PRICE DROP ALERTS.
Keep track of items in collections and save money by setting price drop alerts. Whenever you save an item in a collection, an automatic alert is created for any price reductions, ensuring you’re notified. You can also share your collections with friends and family.

MANAGE YOUR PAYMENTS.
Klarna allows you to customize your payment plans as per your budget, regardless of where you choose to shop. Whether you opt to pay immediately, split your purchase, or delay payment, you maintain a clear understanding of all your transactions and finances. You can even make early payments or adjust your due dates.

"Best Buy Now Pay Later App!" - Leely

NEVER MISS A PAYMENT.
Keep track of your finances efficiently by activating push notifications.

STAY SAFE WHILE SHOPPING.
Shopping should be exciting without the worry of security issues. Our login process is seamless yet secure, featuring Face ID, Touch ID, or a PIN for your protection.

*Trusted by over 147 million users*

24/7 CUSTOMER SERVICE.
Access round-the-clock customer assistance at any time through our in-app chat feature.

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